Credit Card

The University of Western Ontario and MBNA have partnered together to provide our alumni, students, faculty and friends with two MasterCard® credit card programs that offers exceptional 24-hour customer service and superior benefits.

Every time you use your card to make a qualifying purchase, you support The Alumni Association of The University of Western Ontario - at no additional cost to you. Funds generated will support student and alumni programs. Your choices include The University of Western Ontario Mustangs Platinum Plus® MasterCard credit card or The University of Western Ontario Platinum Plus MasterCard credit card.

MBNA - Mustangs Credit CardApply now for The University of Western Ontario Mustangs Platinum Plus MasterCard credit card

 



MBNA - Western Credit CardApply now for The University of Western Ontario Platinum Plus MasterCard credit card

 

† Promotional rates: (for eligible transactions that post to your account within 120 days of your account opening)

Balance transfers: 1.99% for your first 10 billing cycles.

Access cheques and deposits: 1.99% for your first 10 billing cycles.

This/These rate(s) may increase earlier to your Standard Rate(s) if you: (1)Do not pay your total minimum payment due by the total minimum payment due date; or (2)Exceed your credit limit.

Standard Rates: 

Retail: 16.99% 
 

Balance transfers:18.99% 
 

Access cheques and deposits: 18.99%
 

Cash advances: 18.99%

Default Rates: Your Standard Rate(s) will increase by 5% if your total minimum payment due is late more than once within 12 consecutive billing cycles. If you then pay each total minimum payment due on time for 12 consecutive billing cycles following the rate increase, your then Standard Rate(s) will decrease by 5%.

Annual Fees

None

There is no annual fee.

 

*BALANCE TRANSFERS / DEPOSITS TERMS


Balance transfers and deposits will be fulfilled in the order listed and are treated as balance transfers or deposits, as the case maybe in accordance with your Account Agreement. The total value of balance transfers and deposits cannot exceed your credit limit. If the value is greater, we may send a partial payment to the named creditor / designated account. AS INDICATED IN THE INFORMATION BOX ON THIS APPLICATION, THERE WILL BE A TRANSACTION FEE EQUAL TO 1% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER AND DEPOSIT INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER AND DEPOSIT. Balance transfers, (access cheques) and deposits may not be used to pay off or pay down any account with us and, at our discretion, any account established or maintained by any of our affiliates.

The Toronto-Dominion Bank is the exclusive issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. All trade-marks are the property of their respective owners.

®/MBNA and other trade-marks are the property of
The Toronto-Dominion Bank.